Essay Writing Examples For Bank Po Exam Form

The SBI PO Descriptive Paper for the mains is a crucial step before you finally crack the exam and get the job. Read on to discover some tips and tricks that will help you write a better essay in the SBI PO Descriptive Paper.

The SBI PO Descriptive paper is divided in two parts- Essay writing and Letter writing. The selected candidates have to write an essay and a letter in the SBI PO descriptive paper in 30 minutes. The SBI PO descriptive paper, which is of 50 marks, is divided in 2 parts- Essay Writing and Letter Writing. We have a blog series for the SBI PO descriptive paper where we will discuss tips and tricks that will help you score maximum marks in this paper along with a list of the most expected topics for SBI PO descriptive paper.

SBI PO Descriptive Paper- Essay Writing

In SBI PO Descriptive paper, the essay is for 30 marks and you are expected to write anything between 250- 350 words. As per the paper pattern there are three topics and you have to write on one form amongst them. This word limit in the SBI PO descriptive paper is very tricky because you must remember not to say too little or too much but just strike the appropriate balance between the two ends. Most of the Essay topics in SBI PO Descriptive paper are related to current affairs or are opinion based.

4 Tips to Write a Good Essay in SBI PO Descriptive Paper

A lot of you must be wondering, what is the difference between an average essay and a good essay, and looking for SBI PO essay tips that will help you score more in this paper. So here we go!

Express your Opinion- Take a Stand

The whole idea of having an essay in the SBI PO descriptive paper is not just to see how well you can write but also your views on things that our happening around and affecting our lives. Expressing your views in the SBI PO descriptive paper indicates that your capability of analyzing situations and speculating about them too. So whether you agree or disagree with the topic, don’t be scared to express yourself and take a stand, because this will personalize your essay. You can use phrases like- in my opinion, I believe, the way I see it, that’s not always the case, I disagree and many more such phrases.

Transition- Remember the Golden Rule of 3

The rule of three is a writing principle that says- content becomes funnier, more satisfying and has more chances of being remembered by the reader if it comes in count of three. In all following this rule will make your essay in SBI PO descriptive paper more effective. So remember to have a proper introduction, body and conclusion to your essay, because doing this will make your essay more impactful. Also when listing out points in the body use words and phrases like- firstly, secondly, last but not the least, to begin with, to end with, moving on etcetera.

Connect and Correlate

As mentioned most of the topics in the SBI PO descriptive paper are about current affairs and social issues. So use this platform to correlate what you are writing in the essay with current affairs or something you read in your school textbooks. For example- when writing about demonetization mention its impact on the economy or while writing about suicide of farmers you can bring in welfare policies of various banks and steps taken by then to help farmers. Doing this will not only improve the quality of your essay but also make it rich in content.

Revise and Proofread

For the SBI PO descriptive paper, this may sound very school like and obvious, but is a must do. Firstly, you must revise and proof read what you have written and the best way to do this by reading aloud what you have written. Check for grammatical errors and spelling mistakes. Secondly, remember to write in active voice, because writing in active voice will help you connect better with the examiner. And lastly, use transitional words and phrases as they help connect the dots and make the write up more logical series.

Watch our expert faculty explain these 4 tips-

Remember, the essay in SBI PO descriptive paper needs you to write 250-350 words, so make the most of it and follow these 4 tips to make your essay stand out!

English essay writing was part of our school syllabus but now, it is an important paper in bank & insurance exams.In addition to the objective papers, there is a separate descriptive section that intends to test candidates english knowledge.Since essay writing questions are to be asked in the exam, we tell you how to write essays in the correct format for upcoming exams.


Since the descriptive tests are conducted online, papers wont be provided in the exam centre.Answers have to typed on a computer using a keyboard including letter writing


Essay Writing Basics

Reading an english essay in books or newspaper could be simple but writing it yourself is not an easy task.With just 30 minutes to complete the paper, it is necessary to know how to write a proper essay within the given time.


The total marks allotted for essays could range between 20 to 30.Generally, the number of words is specified in the question paper itself.If its not mentioned, you may write an essay in 250 – 300 words.


It is always best to follow a format while writing an essay.So here are the important parts of a good essay:

  • Introduction
  • Main body
  • Conclusion

Let me explain this format with a sample essay topic asked in one of the previous year UIIC AO descriptive test.


Steps taken by government to increase insurance penetration


India with a population of over 1 billion is the 2nd most populous country in the world. But the number of insured people is only around 20% which is very less compared to other countries.There could be many reasons for this shortfall such as lack of awareness or the inability of companies to reach the masses.But the government of India on its part has taken many steps to increase insurance penetration.Let us see some of them.


The biggest step taken by the government in recent years was raising the Foreign Direct Investment (FDI) to 49% from the earlier 26%.This amendment paved way for foreign insurance companies to start operations in India by partnering with existing entities & offer more products suited for Indian public.


In a major push to increase insurance penetration, the Indian PM Narendra modi launched “Pradhan Mantri Suraksha Bima Yojana (PMSBY), a personal accident insurance scheme with coverage of Rs.2 lakh at a premium of Rs.12 / annum & Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), a life insurance scheme with coverage of Rs.2 lakh at a premium of Rs.330 / annum.


Nearly 124 million Indians have enrolled for these schemes, as of February 2016.


To promote the need for retirement savings, the central government reduced the service tax on single premium annuity policies from 3.5% to 1.4%.It brought down the premium amount to be paid by the policy holder significantly.


Although the government has brought many reforms in the insurance sector, the above steps have helped more people to take up insurance policies. So in the coming years, we can be confident of seeing higher growth in insurance penetration among Indians.


How I Wrote an Essay?

I wrote the above essay in 275 words by sticking to the already mentioned format.Any essay article should be divided into three parts for easier writing.



Introduction: It should always be the first paragraph.You must write 5 – 6 sentences covering only the general points about the question/ topic.

The topic that i chose to write was about insurance penetration.So a broad outline of the present insurance sector in India can be the only introduction that one can write.

Similarly, you should write a suitable introduction for any topic but make sure it does not exceed 6 sentences or 70 words.


Also checkout: SBI PO descriptive test pattern & cutoffs


Main body of the essay: This is where you are supposed to write all the relevant content regarding the topic.You should not explain about the introduction or the overall view here because the word limit is just 250 – 350 words.So start describing the points directly.

In the sample essay, there are only 3 paragraphs in the body section but i have mentioned 3 important steps taken by the government.

There are marks given to the structure of your content as well.So write in paras as it not only looks good but makes reading also easy.


Conclusion: Finally, the last paragraph should always be the conclusion.But it should be framed in such a way that the reader must feel like “Oh, he/ she is concluding the article”.

Look at the concluding paragraph of my passage.It contains 2 sentences but i have summarized the entire essay by stating that these steps were taken by the government & connected it with the topic (how it helps to increase insurance penetration).

Whatever topic is given, your conclusion should sum up the complete article linking it to the title.Do not end the essay abruptly without writing a proper ending statement.


How to Practice Essay Writing?

Newspapers can be the best guide to practice essay writing.We recommend you to read The Hindu or The Indian Express or The Business Line & see how they frame sentences.

  • Pick any general topic & read the complete article
  • Write an essay on it in the format given above

Try to write atleast 2 articles per day so that you are comfortable & confident to attend the questions on the exam day.


Bookscovering essays on various topics are available at cheap rates nowadays.They can be bought but remember, it is just a reference & practice guide.


* Modern Essays (more than 150) for Rs.109 – Click here to buy online


Dont expect the same articles you read in books & papers to be asked in the exam as well.Questions can be framed based on anything but if you know the basics, you can easily crack it.


Struggling to write letters?Then checkout how to write proper letters for letter writing in descriptive test

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